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ES-30 · Estimating

Xactimate

Verisk's property claims estimating software, the standard for insurance adjusters and restoration contractors.

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01

Overview

Xactimate is Verisk's estimating software for property insurance claims and restoration work, used by adjusters, carriers and restoration contractors to sketch structures, scope damage and price repairs against local market data.

Best for: Restoration contractors and adjusters who need estimates in the format insurers expect.

02

What Xactimate does

Xactimate lets users sketch structures in 2D and 3D, measure rooms with Sketch AR on supported mobile devices, scope damage with guided XactScope workflows for exterior and water mitigation jobs, attach photos and notes, and price line items against regularly researched US and Canadian pricing. Time and Materials tracking compares actual costs against estimates, and XactRebuild turns mitigation estimates into rebuild estimates.

Every subscription includes desktop, online and mobile versions with cloud-synced estimates, and the desktop and mobile apps work offline. Separately licensed add-ons include XactAnalysis for claim assignments, XactContents, XactXpert, XactAI line-item recommendations, XactGen Roofing and XactGen Capture.

Xactimate is developed by Xactware, part of Verisk, the Nasdaq-listed data analytics company headquartered in Jersey City, New Jersey. Xactimate Professional costs $350 per month or $2,690 per year, with the annual plan including a year of Xactware Classroom training.

  • Property claims estimating
  • 2D and 3D sketching
  • Sketch AR
  • Guided scoping
  • Local pricing data
  • Photo documentation
  • Time and materials tracking
  • Rebuild estimates
  • Report generation
  • Desktop, online and mobile apps
03

Key features

  1. 01

    Sketch

    2D and 3D structure sketches, plus Sketch AR room measuring on mobile

  2. 02

    XactScope

    Guided scoping for exterior and water mitigation jobs

  3. 03

    Line-item pricing

    Researched US and Canadian price lists

  4. 04

    Photos and notes

    Attach documentation to the estimate

  5. 05

    Time and Materials

    Compare actual costs against estimates

  6. 06

    XactRebuild

    Turn mitigation estimates into rebuild estimates

  7. 07

    Desktop, online and mobile

    Cloud-synced, with offline desktop and mobile

  8. 08

    Add-ons

    XactAnalysis, XactContents, XactXpert, XactAI, XactGen Roofing and XactGen Capture

04

Company details

Company
Verisk (Xactware)
Founded
1986
Headquarters
Jersey City, United States
Employees
5,001–10,000
Ownership
Public · Verisk Analytics
Deployment
Both
Offline mode
Yes
Support
24/7 live chat, Paid phone support, Xactware Classroom training, Help center
Website
verisk.com
05

Who it is for

Company size
Small, Mid-size, Enterprise
Project type
Insurance restoration, Water mitigation, Roofing, Residential repair
Roles
Insurance adjusters, Restoration contractors, Roofing contractors, Carriers, Building consultants
06

Third-party reviews

Sources checked 2026-11-11

Reviewers like

  • Industry standard accepted by insurers
  • Regularly updated local pricing
  • Useful sketch and measurement tools
  • Clear reports for carriers and customers

Reviewers flag

  • High cost, including add-ons
  • Crashes and freezes, especially on desktop
  • Hard-to-find line items
  • Sketching complex roofs is difficult

Summary written by our editors from public reviews. Ratings link to the original source.

07

Pricing

Model

Subscription (monthly or annual)

Starts at

$350

per month (Xactimate Professional); $2,690 per year billed annually

Free trial

Not listed

Free plan

No

See current pricing (opens in a new tab)
08

Alternatives

09 · Sources & notes

Compiled from the vendor’s website and public review platforms. Last reviewed 2026-11-11.

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